Derp Citibank Account over HDFC

Discussion in 'RAIDers League' started by dbg, Mar 7, 2013.

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  1. dbg

    dbg RAID Staff Staff Member

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    Hi folks,

    So I've been using and HDFC bank account as my primary account for 3 over years now. Served me faithfully.

    Now I have the option to switch to a Citibank Account. Seems simple enough at first glance, Citibank is more renowned etc with better service.

    I am mainly interested in the Online Shopping bit and NEFT. HDFC Credit card has worked on most intl. retailers like Google, Amazon but its NEFT is pretty slow.

    What are the added benefits if Citibank over HDFC and any potential cons.

    vasishta.sushant RajaPraveen JD666 SumitB

    Thanks
    -dex
     
  2. SumitB

    SumitB RAID Staff Staff Member

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    No idea. Absolutely no idea.
     
  3. Rockfella

    Rockfella Nordic Staff Member

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    Citibank is definitely better than HDFC. Only problem (might not be with you) is minimum balance requirement is One lakh AFAIK. Citibank's online banking is amazing!
     
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  4. dbg

    dbg RAID Staff Staff Member

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    I'll be getting a Salary account.. So min balance wudnt be a problem ..
     
  5. Rockfella

    Rockfella Nordic Staff Member

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    Then go for Citi without second thoughts!
     
  6. JD666

    JD666 RAID Leader Staff Member

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    I would go with Axis ( disclaimer, I have an account with them ). Fastest payee registration, and payment transfer. The Android app makes banking even more easier.

    My vote, Axis.
    --- Double Post Merged, Mar 7, 2013 ---
    To add, getting thru to customer care is faster in Axis, than HDFC atleast. Dunno about Citi.
     
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  7. dbg

    dbg RAID Staff Staff Member

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    Its Citi, HDFC, ICICI or Kotak :p
     
  8. JD666

    JD666 RAID Leader Staff Member

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    My suggestion would be to go with Citi.

    Better, call each one of the banks, and tell em you wanna open an account with them, see if they offer any freebies!
     
  9. BANHAMMER

    BANHAMMER Teh Almighty BanHammer Staff Member

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    The ?#@*&%!^$~ers have recently made it mandatory to keep 100, 000 Rs as minimum balance from 25,000/- 4 times!!!!
    I have been using citi for over years, they are good but bloody expensive
     
  10. Rockfella

    Rockfella Nordic Staff Member

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    Citi man.
     
  11. RajaPraveen

    RajaPraveen Black Jeebus Staff Member

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    I have had accounts in almost all private banks and out of which i prefer these in the given order.

    1,Citi
    2,Standard Chartered
    3,HSBC

    But for depositing large sums of money and keeping it idle or very rarely transacting i like SBI.
     
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  12. Rockfella

    Rockfella Nordic Staff Member

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    My list:
    Best bank for everyday transactions: CITIBANK.
    Savings and other stuff: SBI.
     
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  13. dbg

    dbg RAID Staff Staff Member

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    Thanks for the replies guys .. I put the paperwork together. :)
     
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