Though it's kinda against the concept of a community that dwells on lifestyle and (obviously) expenditure Do you guys have a fixed sum that you set aside every month? before starting the expenditure of the month? Or save as and when you've got some handy cash? Or put money whenever possible in a coin bank and then smash it at the end of a couple of months to see what's been collected? Any banking/FD/investments? Or just in your bank account? Do you have credit cards? How do you manage em?
By buying expensive shit I don't really need and justify it by saying that I'll keep in condition and sell it a reasonable price .. of which I have done neither .. Im a hoarder. Wait .. how do you "save" money ?
I set aside a certain amount from my monthly salary for a large payment which I make every 6 months.I use my CC only for petrol.Rest in MF.
Nope.. except that Banks do offer attractive interest rates and easy long-loong term repayment options.