Though it's kinda against the concept of a community that dwells on lifestyle and (obviously) expenditure Do you guys have a fixed sum that you set aside every month? before starting the expenditure of the month? Or save as and when you've got some handy cash? Or put money whenever possible in a coin bank and then smash it at the end of a couple of months to see what's been collected? Any banking/FD/investments? Or just in your bank account? Do you have credit cards? How do you manage em?